Insurance coverage offered to Vélo Québec’s members

Accident insurance covering any accident occurring while cycling, anywhere in the world

N.B.: This insurance does not cover material damage to your bicycle.

Summary of benefits

  • $5,000 in dental costs per injury;
  • $10,000 in medical costs per injury;
  • $10,000 in case of death following an accident;
  • $20,000* in case of mutilation or paralysis following an accident;
  • $1,000* (maximum) in compensation for a fracture.

* According to a schedule established by the insurer

Examples of coverage offered

  • Transportation by professional ambulance and emergency transportation by taxi;
  • Hospital costs and private nursing care;
  • Prescription drugs;
  • Dental care following injuries to natural, healthy teeth;
  • Chiropractor and physiotherapist ($25 per treatment, up to a maximum of $250 per
    accident and $500 per year).

Main exclusions

  • Eyeglasses, contact lenses or prescriptions for the latter;
  • Treatment of artificial teeth, dentures, fillings or crowns;
  • Pain or disease.